A family of four in Texas earning $150,000 per year does not qualify for premium subsidies.The lowest-cost Bronze option currently available through Blue Cross Blue Shield of Texas illustrates the pr... Read More
A fundamental shift is underway in how consumers evaluate insurance agents and agencies, and it is being driven by one factor above all others: social proof.As digital research becomes the first step... Read More
Every year, millions of Americans over 65 let life insurance policies lapse or surrender them for minimal value. Many of these policies could be sold on the secondary market for cash well above the p... Read More
Healthcare fraud is no longer a scattered set of isolated billing errors. It has become a sophisticated landscape of schemes that exploit systemic vulnerabilities in medical coding, reimbursement inc... Read More
Nearly four years after the federal Hospital Price Transparency Rule took effect, the vast majority of U.S. hospitals are still failing to provide patients with clear, actionable cost information. A ... Read More
CMS has finalized the 2025 Marketplace Integrity and Affordability Rule, and agents need to pay attention. Stricter verification requirements, tighter Special Enrollment Periods, and heavier oversigh... Read More
Every agent knows the feeling: your inbox is overflowing, client follow-ups are stacked up, and somewhere buried in a folder is a document you desperately need. Weeks of lost hours, all to administra... Read More
Agents across the country are closing more U65 clients this OEP, thanks to the ⚡Power Pack. This bundled solution delivers flexible, affordable health coverage for clients priced out or locked out of... Read More
Life settlements remain one of the most underutilized financial tools for seniors. Despite their potential to generate significant liquidity from existing life insurance policies, many clients are un... Read More
Think of the insurance agent of today not as a paper‑pusher tied to binders and hand‑written notes — but more like a DJ spinning the hottest tracks on a streaming platform. Instead of flipping policy... Read More